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The COVID -19 pandemic has changed the way many industries do business. Casinos are especially hit since they are primarily cash businesses. And leaders in the US gaming industry want lawmakers to help reduce the use of cash in casinos. Which they can do by allowing them to process funds digitally.

The American Gaming Association believes that allowing casinos to switch from the mostly cash-based systems. And to digital solutions like debit cards is in the best interest of everyone.
In that spirit, the most affected by the switch from cash to digital would be the banks, consumers, and the house itself.

For the consumer

Well, the most significant advantage for the consumers would be that swiping would be cheaper in the long run.
For example, right now, if you want to gamble, but you are low on cash. You have to go to the ATM in and around the casino to get funds.

The problem, in this case, is the fact that unless your bank’s ATM is at or near the casino. You have to withdraw the money from any ATM, and that comes with hefty fees.

Also, there is a question of security by carrying a lot of money around with you both inside and outside the casino.

Thirdly, it would help in the responsible gambling efforts. Because one can set limits on how much and how often they can swipe. Also, alerts can help them know how much they are gambling away and their balance levels.

For the Casino

The casinos are now responsible for the currency transaction reports if a gambler goes over the $10,000 mark within 24 hours.
If casinos switch to debit cards, it will create a digital trail for security officials to track high-risk gamblers and also bring to light other issues.

They can also enhance customer service by encouraging consumers to go cash-less and can offer bonuses tied to using debit cards and so forth.
For online portals, using debit cards also builds trust in their security in financial transactions and can combat fraud.

For the Government

The most significant advantage for the government and the law would be combating fraud and money laundering. Also, in a lesser manner, they can track tax cheats more easily using electronic trails left by these systems.

More insight on customer backgrounds and the source of funds can be crucial parts for the law during investigations, and it can also streamline their efforts by having them concentrate just on identified high-risk individuals.


In fairness, this is only a problem for the gamblers visiting physical casinos. Most of the online casinos and sportsbooks now accept debit and credit cards for deposits and withdrawals.

This debit card option is readily available at many online casinos, and you can quickly and easily deposit money into your account with transactions reflecting in real-time.

Usually, there is no fee associated with online deposits and withdrawals. Moreover, the technology is already working easily and effectively so it wouldn’t be a problem to switch completely.