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Giropay is an online payment method that was created in Germany. One of the biggest draws to using Giropay is that it offers real-time bank transfers, which means all payments are 100 percent guaranteed. Unlike most digital wallets, Giropay’s level of security varies. The bank the merchant uses determines how protected their transactions are. Fortunately, not many customers have complained about compromised deposits or withdrawals.

To use Giropay, simply select your bank from the drop-down list on their website. From there, you’ll be prompted to log in. After entering the necessary information, you’ll be redirected to a page that displays your transaction data. You’ll then be asked to enter your account number and PIN. To verify the transaction, you’ll also need either a remittance slip that contains the transaction number or an authentication code.

If the bank authorizes the transaction, they’ll deduct the amount directly from your account. A confirmation will be sent to you that details the transaction information. Any costs that you incur are calculated by each transaction. It’s important to note that you can only use Giropay if you have a German bank account. Moreover, you’ll need a specific plugin to support Giropay, including Drupal, Magento, WooCommerce, etc.